{"id":15795,"date":"2025-10-09T13:45:25","date_gmt":"2025-10-09T11:45:25","guid":{"rendered":"https:\/\/your-adviser.dk\/firma-jednoosobowa-w-danii-co-warto-wiedziec-2\/"},"modified":"2025-10-09T14:28:23","modified_gmt":"2025-10-09T12:28:23","slug":"company-bankruptcy-in-denmark-lonmodtagernes-garantifond-lg","status":"publish","type":"post","link":"https:\/\/your-adviser.dk\/en\/upadlosc-firmy-w-danii-lonmodtagernes-garantifond-lg\/","title":{"rendered":"Your employer declared bankruptcy in Denmark - what to do?\u26a0\ufe0f"},"content":{"rendered":"<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"651\" height=\"434\" data-id=\"15898\" src=\"https:\/\/your-adviser.dk\/wp-content\/uploads\/2025\/02\/upadlosc-firmy-w-danii-Lonmodtagernes-Garantifond-LG.png\" alt=\"\" class=\"wp-image-15898\" srcset=\"https:\/\/your-adviser.dk\/wp-content\/uploads\/2025\/02\/upadlosc-firmy-w-danii-Lonmodtagernes-Garantifond-LG.png 651w, https:\/\/your-adviser.dk\/wp-content\/uploads\/2025\/02\/upadlosc-firmy-w-danii-Lonmodtagernes-Garantifond-LG-300x200.png 300w\" sizes=\"auto, (max-width: 651px) 100vw, 651px\" \/><figcaption class=\"wp-element-caption\">Company bankruptcy in Denmark - L\u00f8nmodtagernes Garantifond (LG).<\/figcaption><\/figure>\n<\/figure>\n\n\n\n<span class=\"gdlr-core-space-shortcode\" style=\"margin-top: 30px ;\"  ><\/span>\n\n\n\n\n\n<p>Company bankruptcy is a difficult situation - lack of payouts and uncertainty about tomorrow can spend your sleep \ud83d\ude1f. But the good news is that in Denmark <strong>employees are not left alone!<\/strong> \ud83c\udde9\ud83c\uddf0<\/p>\n\n\n\n<p><br>Thanks to <strong>L\u00f8nmodtagernes Garantifond (LG)<\/strong> - Employee Guarantee Fund you can get your money back and ensure your financial security.<\/p>\n\n\n\n<p>\ud83d\udd0d In this article you will learn:<\/p>\n\n\n\n<p>\u2705 which means so-called. <em>\u201ecompetition\u201d<\/em> (Company bankruptcy),<br>\u2705 what benefits you can get from LG,<br>\u2705 what deadlines apply,<br>\u2705 and how to apply so you don't miss any important dates.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\ude1f What does the bankruptcy of a company mean?<\/h4>\n\n\n\n<p>Competition (bankruptcy) means that the company, <strong>no more money<\/strong> to pay their bills - and this situation is not just temporary.<\/p>\n\n\n\n<p>What's happening:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udccc <strong>Skifteretten<\/strong> (Danish bankruptcy court) officially declares the company bankrupt (<em>virksomhed g\u00e5r contest<\/em>),<\/li>\n\n\n\n<li>\ud83d\udccc Designated is <strong>curator<\/strong> - which is the equivalent of the Polish <strong>trustee in bankruptcy<\/strong>.<br>He is the one who takes over the company's assets, manages them and looks after the interests of any unpaid individuals or companies. The previous owners or executives cease to have any influence on the company,<\/li>\n\n\n\n<li>\ud83d\udccc From this point on <strong>superintendent decides everything<\/strong> - The sale of assets, terminations and the order of payments.<\/li>\n<\/ul>\n\n\n\n<p>\u27a1\ufe0f <strong>For an employee, this usually means:<\/strong> <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>no further payments from the company,<\/li>\n\n\n\n<li>Possible arrears of other benefits, e.g., feriepenge, etc.<\/li>\n\n\n\n<li>loss of jobs in the company, <\/li>\n\n\n\n<li>The need to report claims to the relevant institutions.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udcb0 What can you get back from LG?<\/h5>\n\n\n\n<p>In Denmark, the employee has strong legal protection.<br><strong>L\u00f8nmodtagernes Garantifond (LG)<\/strong> pays out the funds due if the company goes bankrupt.<\/p>\n\n\n\n<p>With LG, you can recover:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2705 <strong>l\u00f8n<\/strong> - back pay,<\/li>\n\n\n\n<li>\u2705 <strong>feriepenge<\/strong> - vacation money,<\/li>\n\n\n\n<li>\u2705 <strong>pension<\/strong> - missing pension contributions,<\/li>\n\n\n\n<li>\u2705 <strong>opsigelsesl\u00f8n<\/strong> - pay for the notice period,<\/li>\n\n\n\n<li>\u2705 other benefits provided for in the contract, e.g. SH, Fritvalgssaldo<\/li>\n\n\n\n<li><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udcc5 You can get your salary back <strong>for the period up to 6 months back<\/strong>, counting from the date on which the bankruptcy petition was filed.<\/p>\n\n\n\n<p>\u26a0\ufe0f <strong>Payout limit:<\/strong> max <strong>DKK 160,000 per employee<\/strong>.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><\/h5>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udd53 Important dates<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u23f3 <strong>4 months<\/strong> - That's how much you have to file a claim with LG from the date of bankruptcy,<\/li>\n\n\n\n<li>\u23f3 <strong>35 working days<\/strong> - LG's average application processing time.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udcdd How to submit an application to the LG.<\/h5>\n\n\n\n<h6 class=\"wp-block-heading\"> 1. competition notice<\/h6>\n\n\n\n<p>When a company is in the process of bankruptcy, employees get information from the employer or directly from the <strong>curator<\/strong>.<\/p>\n\n\n\n<p>Here you can check if your employer has declared bankruptcy <a href=\"https:\/\/www.statstidende.dk\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#b1976b\" class=\"has-inline-color\">https:\/\/www.statstidende.dk\/<\/mark><\/a><\/p>\n\n\n\n<h6 class=\"wp-block-heading\">2. submission of claims to LG<\/h6>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in through MitID on the site-&gt; <a href=\"https:\/\/www.borger.dk\/kampagnesider\/til-dig-hvis-arbejdsgiver-er-gaaet-konkurs\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#b1976b\" class=\"has-inline-color\">borger.dk,<\/mark><\/a><\/li>\n\n\n\n<li>Fill out the form (<em>selvbetjening<\/em>) and attach:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>employment contract,<\/li>\n\n\n\n<li>Pay slips from the last 6 months,<\/li>\n\n\n\n<li>Hourly cards (for unpaid hours),<\/li>\n\n\n\n<li>termination,<\/li>\n\n\n\n<li>other documents supporting claims.<\/li>\n<\/ul>\n\n\n\n<h6 class=\"wp-block-heading\"> 3 LG decision and payment<\/h6>\n\n\n\n<p>If everything is correct - the payout goes directly to your -&gt; <mark style=\"background-color:rgba(0, 0, 0, 0);color:#b1976b\" class=\"has-inline-color\"><a href=\"https:\/\/your-adviser.dk\/en\/account-nem-accivation\/\" data-type=\"page\" data-id=\"7864\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>NemKonto<\/strong>.<\/a><\/mark><\/p>\n\n\n\n<p>LG analyzes the documents and contacts you if something is missing.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\">\u26a0\ufe0fWykluczenia and restrictions<\/h5>\n\n\n\n<p>\u274c If you were the owner\/shareholder of the company(<em>does not apply to employee shares<\/em>) or a member of the company's senior management, or you were also closely related to the owner of the <em>(e.g., immediate family<\/em> husband, wife) - you may be excluded from the LG support system,<\/p>\n\n\n\n<p>\u274c Missing the deadline (4 months) = no money from LG,<\/p>\n\n\n\n<p>\u274c Lack of documents = delay or rejection of the case,<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83c\udd98 Where to look for help?<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83c\udf10 <strong>borger.dk<\/strong> - the main source of information and forms,<\/li>\n\n\n\n<li>\ud83d\udc77 <strong>Fagforening<\/strong> - if you are a member then the union will help fill out the application,<\/li>\n\n\n\n<li>\ud83d\udcbc <strong>A-kasse<\/strong> - Financial support after job loss,<\/li>\n\n\n\n<li>\u2696\ufe0f <strong>Superintendent (advokat)<\/strong> - conducts bankruptcy proceedings and answers creditors' questions.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udc63 What next after reporting to LG?<\/h5>\n\n\n\n<h3 class=\"wp-block-heading\"><\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h6 class=\"wp-block-heading\">\ud83d\udd0e 1. Looking for a new job<\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>As soon as you lose your job, it's a good idea to register online with the unemployment office -&gt;<strong><a href=\"https:\/\/job.jobnet.dk\/CV\/frontpage\">Jobcenter<\/a><\/strong>.<\/li>\n\n\n\n<li>Registration means that you are actively looking for a job and can benefit from the support of the labor office.<\/li>\n\n\n\n<li>Jobcenter can also help you find courses, training or job opportunities.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h6 class=\"wp-block-heading\">\ud83d\udcbc 2. A-kasse (unemployment benefit - dagpenge)<\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you are a member of <strong>A-kasse<\/strong> and you meet the conditions (e.g., adequate number of hours worked), you can get a <strong>dagpenge<\/strong>,<\/li>\n\n\n\n<li>This is an allowance that is paid monthly and gives you financial stability until you find a new job,<\/li>\n\n\n\n<li>Important: report to your A-kasse immediately after losing your job so that you do not lose your right to benefits.<\/li>\n\n\n\n<li>Read more about a kasse here: <a href=\"https:\/\/your-adviser.dk\/en\/a-kasse\/\">https:\/\/your-adviser.dk\/a-kasse\/<\/a>.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h6 class=\"wp-block-heading\">\ud83d\udcb6 3. Kontanthj\u00e6lp (social allowance).<\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you are not a member of A-kasse, you can apply for a <strong>kontanthj\u00e6lp<\/strong> In your municipality (<strong>kommune<\/strong>),<\/li>\n\n\n\n<li>Kontanthj\u00e6lp is social assistance for people with no income, but is granted after verification of financial situation (e.g. savings, assets, family situation),<\/li>\n\n\n\n<li>To receive it, you also need to be registered with the <strong>Jobcenter<\/strong> As a job seeker.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\">\u2705 Summary<\/h5>\n\n\n\n<p>Employer bankruptcy (<strong>competition<\/strong>) in Denmark does not necessarily mean losing money.<br>Thanks to <strong>L\u00f8nmodtagernes Garantifond (LG)<\/strong> you can recover back pay, feriepenge, pension and opsigelsesl\u00f8n.<\/p>\n\n\n\n<p>Key steps:<br>\ud83d\udc49 <strong>act fast - you have 4 <\/strong>months from the declaration of bankruptcy of the company<br>\ud83d\udc49 <strong>collect all documents<\/strong>,<br>\ud83d\udc49 <strong>apply online at borger.dk<\/strong>,<br>\ud83d\udc49 <strong>remember A-kasse<\/strong> As an additional safeguard.<\/p>\n\n\n\n<p>\ud83d\udca1 Your job in Denmark is protected - even if the company goes bankrupt, <strong>Your money is still recoverable!<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><\/h5>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><\/h4>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><strong>Not sure where to start? How to go about filling out an application?<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-your-adviser-dk wp-block-embed-your-adviser-dk\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"nkbujNz1os\"><a href=\"https:\/\/your-adviser.dk\/en\/recovery-of-money-when-the-company-declared-bankruptcy\/\">Recovering money when a company has declared bankruptcy, for example (LG)<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201eRecovering money when a company has declared bankruptcy (LG), for example.\u201d - Your-adviser.dk\" src=\"https:\/\/your-adviser.dk\/odzyskanie-pieniedzy-gdy-firma-oglosila-upadlosc\/embed\/#?secret=2763X5Q3wX#?secret=nkbujNz1os\" data-secret=\"nkbujNz1os\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><br>\ud83d\udcde Call us: +45 35 13 13 10 (Mon-Fri, 8:00am-6:00pm)<br>\ud83d\udce7 Write: <a>helpy@your-adviser.dk<\/a><\/p>\n<\/blockquote>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Upad\u0142o\u015b\u0107 firmy to trudna sytuacja \u2013 brak wyp\u0142at i niepewno\u015b\u0107 jutra mog\u0105 sp\u0119dza\u0107 sen z powiek \ud83d\ude1f. Ale dobra wiadomo\u015b\u0107 jest taka, \u017ce w Danii pracownicy nie zostaj\u0105 sami! \ud83c\udde9\ud83c\uddf0 Dzi\u0119ki L\u00f8nmodtagernes Garantifond (LG) \u2014 Fundusz Gwarancyjny Pracownik\u00f3w mo\u017cesz odzyska\u0107 swoje pieni\u0105dze i zadba\u0107 o bezpiecze\u0144stwo finansowe. \ud83d\udd0d W tym artykule dowiesz si\u0119: \u2705 co [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15898,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,105],"tags":[139,136,137,138],"class_list":["post-15795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artykuly","category-praca-i-zycie-w-danii","tag-konkurs","tag-lg","tag-lonmodtagernes-garantifond","tag-upadlosc-w-danii"],"jetpack_featured_media_url":"https:\/\/your-adviser.dk\/wp-content\/uploads\/2025\/02\/upadlosc-firmy-w-danii-Lonmodtagernes-Garantifond-LG.png","_links":{"self":[{"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/posts\/15795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/comments?post=15795"}],"version-history":[{"count":5,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/posts\/15795\/revisions"}],"predecessor-version":[{"id":15975,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/posts\/15795\/revisions\/15975"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/media\/15898"}],"wp:attachment":[{"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/media?parent=15795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/categories?post=15795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/your-adviser.dk\/en\/wp-json\/wp\/v2\/tags?post=15795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}